What is fuel surcharge on HDFC credit card?

What is fuel surcharge on HDFC credit card?

HDFC Bank will charge you 3.49% per month as the interest rate. Annually, it calculates up to 41.88%. What is the fuel surcharge waiver on the IndianOil HDFC Bank credit card? The 1% fuel surcharge will be waived off on all fuel transactions with the credit card.

Can we use HDFC credit card at petrol pump?

Now you can fuel up with your HDFC Bank Debit Card and enjoy surcharge waiver on fuel purchases at government petrol pumps. The surcharge waiver is valid on your HDFC Bank Debit Card swiped in HDFC Bank terminals at select government petrol pumps only.

What is the maximum limit of HDFC money back credit card?

HDFC Moneyback Credit Card Limit: Rs. 25,000 – Rs. 1,50,000.

What are the features of money back card?

Reward Type. CashBack.

  • Key Features. Earn 2 Reward Points on every Rs 150 spent (Excluding fuel transaction, wallets loads/prepaid card loads & voucher purchases)
  • Additional Features.
  • Fuel Surcharge Waiver.
  • Welcome Benefit.
  • Annual Spend based benefit.
  • Renewal Offer.
  • Smart EMI.
  • What is the meaning of 1% fuel surcharge waiver?

    Banks offer waiver of this fuel surcharge as one of the benefits on their credit cards. If your SBI credit card has a fuel surcharge waiver, then it means you don’t have to pay the surcharge fees when you use the card to pay for petrol/diesel. The BPCL SBI card is one such credit card that offers fuel surcharge waiver.

    What is petrol surcharge waiver HDFC?

    Fuel purchased using this credit card will get a 1% fuel surcharge waiver at all fuel stations across India. This benefit is available on a minimum transaction of Rs. 400, and the maximum cashback offered is Rs. 250 per billing cycle.

    Does petrol pump charges on credit card?

    When one pays for fuel through credit card, a fee is levied which consists of transaction fee and service tax. This fuel surcharge ranges between 1% and 3% of the cost of fuel. For instance – If one purchases fuel worth Rs.

    What is the fuel surcharge on credit card?

    This charge is usually around 2%-3% of what you pay and the same is paid to the merchant where you swipe the card. Now this transaction charge that you pay in addition to the actual charge at any petrol pump is called a fuel surcharge.

    What is fuel surcharge waiver on credit card?

    What is the credit card limit for 50000 salary?

    #1 Your Income/Salary:

    Usual credit limit is 2X or 3X of your monthly income. Suppose your salary slip shows Rs. 50,000 per month, you can expect Rs. 1 Lakh – 1.5 Lakh credit limit.

    What is surcharge waiver on fuel?

    If your SBI credit card has a fuel surcharge waiver, then it means you don’t have to pay the surcharge fees when you use the card to pay for petrol/diesel. The BPCL SBI card is one such credit card that offers fuel surcharge waiver.

    Which card is best for fuel in India?

    5 Best Credit Cards for Fuel in India

    • BPCL SBI Credit Card Octane.
    • BPCL SBI Credit Card.
    • IndianOil Citi Credit Card.
    • HPCL Bank of Baroda ENERGIE Credit Card.
    • IndianOil Axis Bank Credit Card.

    How can we avoid petrol surcharge?

    The transaction charge on fuel purchase is called fuel surcharge. Presently, Every time you make a fuel purchase through your card, you have to pay a fuel surcharge @ 1% (before 13 Jan 2017, it was 2.5%) subject to the minimum of INR 10. You can avoid these additional charges on fuel can be by making cash payments.

    Is fuel surcharge refundable?

    The fuel surcharge is only refunded if the fare conditions of your ticket allow it to be reimbursed. If your ticket is non-refundable, the fuel surcharge is non-refundable.

    Which credit card is best for 100000 salary?

    HDFC Diners Club Privilege Credit Card.

  • SBI Elite Credit Card.
  • YES Prosperity Edge Credit Card.
  • American Express® Platinum Travel Credit Card.
  • Standard Chartered Manhattan Platinum Credit Card.
  • Air India SBI Signature Credit Card.
  • ICICI Sapphiro Credit Card.
  • American Express® Platinum Reserve Credit Card. Annual Fee: Rs.10,000.
  • Is 35000 a high credit limit?

    A good credit limit is above $30,000, as that is the average credit card limit, according to Experian. To get a credit limit this high, you typically need an excellent credit score, a high income and little to no existing debt.

    Is fuel surcharge applicable on credit card?

    Currently, every time you make a fuel purchase through your credit card, you have to pay a fuel surcharge @ 1% (before 13 Jan 2017, it was 2.5%) subject to a minimum of INR 10. When one pays for fuel through credit card, a fee is levied which consists of transaction fee and service tax.

    What is the surcharge on petrol?

    The fuel surcharge is usually 2.5% and is actually little more as service tax is levied on this surcharge. Let’s help you understand fuel surcharges with an example. Say, you need to fill fuel for Rs. 1000 through your credit card, this is what you need to pay.

    What is petrol surcharge on credit card?

    When one pays for fuel through credit card, a fee is levied which consists of transaction fee and service tax. This fuel surcharge ranges between 1% and 3% of the cost of fuel. For instance – If one purchases fuel worth Rs. 200, he may have to pay between Rs. 205 and Rs.

    How do I get a fuel surcharge waiver?

    A fuel surcharge waiver does not mean that you pay less on your fuel purchase. It is the reduced amount of the transaction fee for using the credit card.

    What Is Petrol Surcharge Waiver In Credit Card.

    Bank Name Credit Card offered Fuel Surcharge Waiver
    SBI BPCL SBI Credit card 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs.4,000

    What is credit card limit for 80000 salary?

    List of Credit Cards for Income between Rs. 50,000 & Rs. 1 lakh

    Credit Card Annual Fee Minimum Income Required
    Air India SBI Signature Credit Card Rs.4,999 Rs. 60,000 p.m.
    ICICI Sapphiro Credit Card Rs.3,500 Rs. 80,000 p.m.
    American Express® Platinum Reserve Credit Card Rs.10,000 Rs. 50,001 p.m.

    What is the highest limit of credit card in India?

    It’s not possible to specify a single credit card as the card with the highest credit limit in India. This is because the credit limit sanctioned on a card depends on several factors like: gross annual income, DTI (Debt to Income) ratio, repayment history, credit score, length of credit history, and more.

    What is credit card limit for 25000 salary?

    Best Credit Cards in India for People with Income Below Rs. 25,000

    Credit Card Annual Fee Minimum Monthly Income
    HDFC MoneyBack Credit Card Rs. 500 Rs. 13,500
    SBI SimplyCLICK Credit Card Rs. 499 Rs. 20,000
    BPCL SBI Card Rs. 499 Rs. 20,000
    HDFC Easy EMI Credit Card Rs. 500 Rs. 10,000

    Can I get HDFC credit card with 10000 salary?

    What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.

    Which credit card is best for 60000 salary?

    11 best credit cards for salaried individuals in India

    • American Express Membership Reward credit card.
    • HDFC Bank Regalia credit card.
    • SBI SimplyClick credit card.
    • SBI Prime credit card.
    • IndianOil Citi Platinum credit card.
    • ICICI Amazon Pay credit card.
    • Citibank Cashback credit card.
    • Axis Bank Insta credit card.